Licensing Information
Impact Financial Group is the trade name of [ENTITY LEGAL NAME], an independent insurance agency. This page discloses our licensing status so you can verify our credentials before doing business with us. The license details below are placeholders and must be completed by the agency with its own current information before this page is published.
Agency licensing
[ENTITY LEGAL NAME] is a licensed insurance producer domiciled in [STATE OF DOMICILE]. Our National Producer Number (NPN) is [NPN NUMBER]. We hold resident and non-resident licenses to sell life insurance and annuity products in the following states: [LICENSED STATES LIST]. Individual agents affiliated with our agency hold their own producer licenses, and their license numbers are available on request.
How to verify our license
You can confirm any producer license independently and at no cost:
- Search the National Insurance Producer Registry at nipr.com using our NPN
- Contact your state's department of insurance, which maintains public license records
- Call us at (561) 287-3456 and we will gladly provide license details for the agency or any individual agent
What we sell and how we are compensated
We are an independent agency, which means we represent multiple insurance carriers rather than any single company. When you purchase a policy through us, we receive a commission from the issuing carrier. You do not pay us a fee for our services, and your premium is the same whether you buy through an agent or directly from the carrier. Our recommendations are based on your stated needs and budget, and you are never obligated to purchase.
Important disclosures
Insurance products are offered through the carriers named in your quote and policy documents, and all guarantees are backed by the financial strength and claims-paying ability of the issuing carrier, not by our agency. Products, features, and riders are not available in all states, and availability is subject to state approval. Nothing on this website is a binding offer of coverage; only an issued policy contract governs your coverage. We are not connected with or endorsed by the United States government or any state government agency.
Questions
If you have questions about our licensing, carrier appointments, or compensation, contact us at (561) 287-3456 or info@impactfinancialgroup.com, or write to [ENTITY LEGAL NAME], [PHYSICAL ADDRESS]. We believe transparency builds trust, and we are happy to answer any question about how our agency operates.